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For sale Verified 3 days ago by Kenji22 days on market

Ember Point

3 Heron Spit, Calder Lake

Asking price

$890,000

≈ $5,309/mo all-in · $397/ft²

3

Bedrooms

2

Bathrooms

2,240 ft²

Interior

1.3 ac

Lot

1988

Built

Rating C

Energy

Overview

Lakefront house on its own spit, with a dock, boathouse and 180° water views.

Ember Point sits alone at the end of Heron Spit with water on three sides. In autumn the maples around it turn the whole lake copper — hence the name. The house was extended and re-roofed in 2015 and has a wood stove that heats the main floor on its own.

Below the lawn there's a 40-foot dock and a boathouse with a sleeping loft that the current owners use as a summer guest room.

  • 130 ft private shoreline
  • 40 ft dock + boathouse
  • Wood stove
  • Screened porch
  • 2015 roof
  • Year-round road access
Type
House
Heating
Oil furnace + wood stove
Parking
Drive for 4

Floor plan

Know the layout before you go

2,240 ft² total · scale 1:100 · N ↑

Measured by Gablestow Listing Studio. A PDF and CAD file are in the documents pack.

What we found

The honest bit

From the licensed pre-listing inspection on this home. We publish everything we'd want to know ourselves, with cost estimates where we have quotes. You should still get your own inspection.

  • Budget for it

    Septic system

    1988 septic passed its October 2026 inspection but is near the end of expected life. Planning ahead is wise.

    Est. cost$18,000–26,000

  • Good to know

    Spring access

    Heron Spit Road can be soft for 1–2 weeks during spring thaw. It is town-maintained and ploughed in winter.

True monthly cost

What it costs to live here

Estimated all-in monthly cost

$5,309

  • Principal & interest$4,384
  • Property tax$725
  • Home insurance$200
Down payment$178,000
Est. cash to close (incl. ~2.5% costs)$200,250

Loan term

Taxes are this home's actual 2025 bill ($8,700/yr). Insurance is the median of two local broker quotes. Rate defaults to this week's average 30-year fixed. An estimate, not a loan offer.

Price history

Every change, on the record

DateEventPrice
Sep 26, 2026Listed$890,000
Jul 18, 2009Sold$410,000

The neighborhood

Calder Lake

Cabins, pine and a lake so still you can hear the canoe paddles.

Loading map
Illustrative only. Gablestow, the Ashcombe Valley towns and every home shown are invented — markers are placed on real Hudson Valley, NY geography for this concept. Nothing at these points is for sale. Use Ctrl/⌘ + scroll or two fingers to move the map.

Commute

40 min drive to Ashcombe Station

Walk score

18 / 100

Area median

$640,000 (+7.4% yoy)

Schools for this address

  • Calder Valley School · Public · K–87/10
  • Ashcombe Regional High · Public · 9–128/10
Read the Calder Lake guide

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